4 Things That Keep Small-business Owners Up at Night

A recent State of Small Business Report, which surveyed more than 1,000 small-business leaders, suggests that small-business decisions makers are increasingly more optimistic about the state of the U.S. economy—47 percent feel better than they did 12 months ago—and the future of their businesses. But that optimism doesn’t mean small-business leaders are without concerns about their companies.

Here are four biggest concerns weighing on the minds of small-business owners and how they can to cope.